Asthma, a chronic respiratory condition affecting millions worldwide, can significantly impact an individual’s quality of life. If you or a loved one grapples with asthma, you might wonder whether it qualifies as a disability under the Social Security Administration (SSA) guidelines.
Merryl Jones – Second Chance Lawyer explains the intricacies of asthma as a potential disability and explores how you can seek relief through Social Security Disability Insurance (SSDI).
Is Asthma a Disability?
Asthma manifests as inflammation and narrowing of the airways, leading to symptoms like wheezing, coughing, chest tightness, and difficulty breathing. While it affects people of all ages, it often begins in childhood. The crucial question is: “Can asthma be considered a disability?”
The answer lies in the severity of the condition and its impact on an individual’s ability to perform major life activities. The SSA evaluates whether asthma meets their criteria for disability by considering the following factors:
- Severity: The extent to which asthma impairs daily functioning.
- Work Limitations: How asthma affects the person’s ability to work.
Social Security Disability Eligibility for Asthma
1. Supplemental Security Income (SSI)
SSI provides financial assistance to disabled individuals with limited income and resources. To qualify for SSI benefits due to asthma, you must meet specific criteria set by the SSA such as:
- Income Limit: You should not earn more than the maximum income allowed for disabled individuals.
- Medical Impairment: You must prove that your asthma prevents you from earning substantial income.
- Limitations: Outline and prove the limitations caused by your asthma.
2. Social Security Disability Insurance (SSDI)
SSDI offers benefits to disabled workers who have paid into the Social Security system. Here’s what you need to know:
- Work Credits: You typically need 40 work credits (20 earned in the last 10 years) to qualify for SSDI benefits. Work credits are earned based on your total yearly wages or self-employment income, and we can help you understand how your work history contributes to your eligibility.
- Monthly Benefit: The average monthly SSDI benefit for disabled workers was $1,486.83 as of August 2023. Understanding the potential financial support available can help you plan effectively for your needs during the application process and beyond.
- Evidence: Gather evidence of your limitations and medical impairment. Detailed documentation, including medical records, statements from healthcare providers, and information about how your disability affects your daily life and ability to work, is crucial for building a strong SSDI case.
Improving Your Chances
To enhance your chances of receiving asthma disability benefits:
- Consult an Attorney: Seek legal representation from experienced SSDI attorneys like Merryl Jones – Second Chance Lawyer.
- Provide Comprehensive Evidence: Gather medical records, doctor’s notes, and other relevant documents to support your case.
- Be Thorough: Understand the specific requirements and responsibilities during the application process.
How Do You Qualify for Social Security Disability? Contact Merryl Jones – Second Chance Lawyer.
Remember, asthma can indeed qualify as a disability, but a thorough understanding of the process and expert guidance can make all the difference. If asthma has hindered your ability to work, explore your options and seek the relief you deserve.
Contact Merryl Jones, Second Chance Lawyer today online or call (254) 776-3611 (Waco) or (254) 493-0345 (Temple) today.
